Mandeville/Covington Louisiana real estate listings, home buying, selling and relocation information

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Closing or Settlement >Estimated Closing Costs

There is a federal law that requires mortgage lenders to give prospective buyers an itemized, "good-faith" estimate of their closing costs. Sometimes buyers arrive at the closing with this document in hand and proceed to question each item on the final closing statement that does not match the estimate exactly.

These "good-faith" estimates are just that--estimates. The lender's charges will be fairly accurate, but the charges for attorneys, termite inspections, title insurance, and other items that appear on the closing sheet may vary from the estimate. Some pro-rated items, such as taxes or homeowner's association fees, will also be different if you don't close on the date that was used to calculate the estimate. The purpose of the disclosure law is to give you a ball park figure of your closing costs. But the estimate you are given won't be to the penny--probably not even to the dollar!

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Q	What is encroachment, and how might it affect a property owner?
A	Encroachment, refers to the unauthorized intrusion of a building or improvement onto another person's property; it often requires a surveyor's report to support the claim.
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Jo Ann Pisciotta (pa show ta), REALTORŽ, real estate agent and broker for Mandeville/Covington Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Jo Ann Pisciotta (pa show ta)
REAL ESTATE RESOURCE GROUP, LLC
CRP, CRS, GRI, BUYER''S AGENT
Phone:: 504-957-3629
Toll Free:: 866-957-3660
Fax Number: 866-569-3661
Email: JoAnnPisciotta@NUMBER1EXPERT.com
Jo Ann Pisciotta (PA SHOW TA) brings over 20 years of real estate experience to her clients. Jo Ann is dedicated to providing a level of service that is unsurpassed in the New Orleans market! Jo Ann provides each client with the latest in marketing techniques, technological tools and excellent service, while keeping the transactions as simple and worry-free as possible. Moving into a new community can be stressful, but Jo Ann is willing to take the time to acquaint you with the neighborhoods, schools and areas of interest. She goes beyond the proverbial extra mile to ensure that your move is a smooth one. So give her a call for knowledge, expertise, skill and commitment, she will not disappoint you!!

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