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Culture: Mandeville/Covington Louisiana home buying, real estate listings, and homes for sale in St. Tammany County, LA

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Things To Do In Mandeville/Covington!

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Buyers Remorse >First Time Loans

Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.

Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.

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Q	What was considered the world's tallest building one hundred years ago?
A	The Eiffel Tower in Paris, France, completed in 1889 and standing 984 feet tall, is still considered one of the world's greatest structures.
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Jo Ann Pisciotta (pa show ta), REALTORŽ, real estate agent and broker for Mandeville/Covington Louisiana home listings, property and land for sale - NUMBER1EXPERT(tm)

Jo Ann Pisciotta (pa show ta)
REAL ESTATE RESOURCE GROUP, LLC
CRP, CRS, GRI, BUYER''S AGENT
Phone:: 504-957-3629
Toll Free:: 866-957-3660
Fax Number: 866-569-3661
Email: JoAnnPisciotta@NUMBER1EXPERT.com
Jo Ann Pisciotta (PA SHOW TA) brings over 20 years of real estate experience to her clients. Jo Ann is dedicated to providing a level of service that is unsurpassed in the New Orleans market! Jo Ann provides each client with the latest in marketing techniques, technological tools and excellent service, while keeping the transactions as simple and worry-free as possible. Moving into a new community can be stressful, but Jo Ann is willing to take the time to acquaint you with the neighborhoods, schools and areas of interest. She goes beyond the proverbial extra mile to ensure that your move is a smooth one. So give her a call for knowledge, expertise, skill and commitment, she will not disappoint you!!

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